Wednesday, October 2, 2013
Bottom Line Insurance Crap-Warning Rant!
Ok, I'm not going to kid you. I'm baffled and angry about this whole Medical Insurance thing. Don't get me wrong, I have coverage, good coverage on a individual plan. Medical emergencies are the number one cause of bankruptcy.
But its a fallacy, this whole affordable care act.
Yesterday we received three pages of printed material drawing our attention to the pending mandate. YOU MUST buy something, now, or be fined.
Some of us are at that nebulous point....we make a living, but barely. I looked at the website listed on the page. Looks like my premium, for a non-smoker is like....like, no, this can't be right, $700 bucks...is that a YEAR...no, no, its per month.
Wait a minute, can't be right.
Thankfully, I already have coverage.
But, wait a minute, says here because of the new laws, my coverage, the current plan, may actually go up.
Groan. I did some online research. The government page explaining all this would not load. Humm, says in another place, some news story, its been unudated with traffic. Plus, the government has shut down. Great, that's great.
Further research produced this valuable resource. Its run by the Kaiser Family. Seems legit. I don't know.
After going through the various links and calculators, I'm left wondering if its better to just say, forget it...I'm broke. I'm not working anymore. I'm going to apply for medicare, or Medicaid or what ever the government expects us regular cooks to do.
This isn't going to be easy.
Part of the problem is greed. Greedy insurance companies. Out of control medical costs. Unhealthy life styles resulting in a sick population.
Please, anyone got some good ideas or help for the common man?